mPiggy The short version: Monefy is famous for the fastest possible one-tap expense logging—and not much more. mPiggy logs just as fast but is a full budgeting app: goals, liabilities, recurring items, statistics, and optional bank sync. If Monefy’s simplicity has started to feel like a ceiling, mPiggy is the upgrade.
What is mPiggy?
mPiggy is a full personal finance app on your phone with a free core: wallets, transactions, budgets, goals, liabilities, statistics, and a wishlist. Your data stays on your device, and optional AI and Bank Connect add-ons are there only if you want them.
What is Monefy?
Monefy is a minimal expense tracker built around a circular category wheel—tap a category, type an amount, done. It is free with ads; a one-time Pro purchase (roughly $2–3, varies by store/region) removes ads and unlocks Dropbox/Google Drive sync, passcode, dark mode, multi-currency, and custom categories. It does not connect to banks—simplicity is the point.
mPiggy vs Monefy by category
Speed vs depth. Monefy wins on raw entry speed and a one-minute learning curve. mPiggy matches the fast-entry habit but adds the depth Monefy intentionally leaves out: budgets that mean something, goals, and liabilities.
Pricing model. Monefy’s one-time Pro is genuinely cheap and subscription-free—its best feature. mPiggy’s core is free with no ads at all, and add-ons are optional. Both avoid the “pay monthly just to open the app” trap.
Reporting. Monefy gives you a pie chart and simple timelines. mPiggy provides detailed statistics and accounting-correct balances derived from your transactions and exchange rates.
Bank sync. Monefy is manual-only. mPiggy keeps manual entry fast but adds Bank Connect as an option when you want automation.
Mindful spending. mPiggy’s wishlist helps you pause before a non-essential purchase—a forward-looking habit, not just a category logged after the fact.
Who mPiggy is best for
- You like fast logging but now want real budgets, goals, and statistics.
- You want to track liabilities/debt, not just spending.
- You may want optional bank sync later.
- You want an ad-free core.
Who Monefy is best for
- You want the smallest, fastest possible expense tracker.
- You value a one-time purchase over any subscription.
- You do not need goals, liabilities, or bank sync.
Getting started with mPiggy
Install the free app, log your first expenses in seconds, then add budgets and goals when you are ready. Import past data from CSV if you are leaving Monefy. No account, no card.
Summary
Monefy builds the tracking habit; mPiggy grows it into a full household budget while staying fast and ad-free. Download mPiggy when minimal tracking is no longer enough.