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Free forever. Add-ons only if you want them.

The full mPiggy app is free forever—unlimited wallets, transactions, and budgets. Optional add-ons are AI receipt scanning (from $1.99/mo) and upcoming Bank Connect; final prices vary by App Store or Google Play region.

Free forever

The full app. No limits. No subscription.

Every core feature stays free: no trial, no caps, no paywall. Optional add-ons are only for AI receipts or bank sync.

Download free

No account · No card · No cloud sync

Apps like YNAB charge about $14.99/month ( YNAB pricing, May 2026 ). mPiggy's full app is free—add-ons are optional.

Included at no cost

  • Unlimited wallets, transactions, budgets, goals, debts & recurring
  • Categories, splits & multi-currency with exchange history
  • Statistics, charts, calculators & wishlist
  • Import & export (CSV, OFX, QFX, QIF, JSON, SQL)
  • Accounting-correct balances from your ledger
  • Offline-first, on your device—no account or cloud sync

Optional add-ons

Pay only if you want less manual work. AI receipt scanning and Bank Connect are separate subscriptions—the core app remains free either way.

Most popular

AI receipt scanning

Skip manual entry—snap a receipt and log it in about two seconds.

$22.99/yr

  • Extract totals, dates, merchants, and line items from photos
  • Smart categorization to keep expenses organized
  • Save time on data entry after every purchase
Get the app

Cancel anytime in the App Store or Google Play. No account, no card to start.

Coming soon

Bank Connect

Let balances and purchases flow in automatically when it arrives.

In development—be first to know when it launches.

  • Automatic transaction import—no manual CSV uploads
  • See balances and activity alongside manual wallets
  • Encrypted connection built for financial data
Join the waitlist

Download the app first, then join the waitlist in Settings → Bank Connect.

Add-on prices are shown in the App Store or Google Play at checkout. Subscriptions renew until cancelled in your store account settings. The core app stays free.

Pricing questions

How the free core app and optional add-ons work together.

Is the core app really free forever?

Yes. Wallets, transactions, budgets, goals, liabilities, recurring items, statistics, import and export, calculators, wishlist, and more are all included at no cost with no usage caps. We do not plan to move those features behind a subscription. Only AI receipt scanning and Bank Connect are paid add-ons.

Where do I see the exact price?

Subscription prices are set by the App Store or Google Play and may vary by region and currency. Open mPiggy, choose AI receipt scanning or Bank Connect, and you will see the current monthly and yearly options before you confirm.

Can I subscribe to both add-ons?

Yes. AI receipt scanning and Bank Connect are separate subscriptions. You can use the core app for free, add one feature, or both—whatever fits how you manage money.

How do I cancel or change my plan?

Manage or cancel any subscription in your Apple ID or Google Play account settings. Your core app data remains on your device; only the paid features stop renewing when you cancel.

Why might the price differ from this page?

Apple and Google set the final price in your local currency at checkout. The table on this page shows typical US pricing; Poland and other regions may show different amounts (for example in PLN on mpiggy.pl). Open the in-app purchase screen to see your exact price before you confirm.

How much will Bank Connect cost?

Bank Connect is still in development and not available to purchase yet. Join the waitlist in the app to hear when it launches. It will be a separate optional subscription—the core app will remain free.

Ready to take control of your finances?

Download mPiggy for free on iOS or Android. No cloud sync required—start tracking in minutes.