The full mPiggy app is free forever—unlimited wallets, transactions, and budgets. Optional add-ons are AI receipt scanning (from $3.99/mo) and the Plus bundle (from $5.99/mo); final prices vary by App Store or Google Play region.
Every core feature stays free: no trial, no caps, no paywall. Optional add-ons are only for AI receipts or bank sync.
No account · No card · No cloud sync
Apps like YNAB charge about $14.99/month ( YNAB pricing, May 2026 ). mPiggy's full app is free—add-ons are optional.
Included at no cost
Pay only if you want less manual work. AI receipt scanning and Bank Connect are separate subscriptions—the core app remains free either way.
Skip manual entry—snap a receipt and log it in about two seconds.
$29.99/yr
or $69.99 once
Cancel anytime in the App Store or Google Play. No account, no card to start.
Both add-ons together—AI receipts now, Bank Connect the moment it launches.
$44.99/yr
or $99.99 once
Cancel anytime in the App Store or Google Play. No account, no card to start.
Let balances and purchases flow in automatically when it arrives.
In development—be first to know when it launches.
Download the app first, then join the waitlist in Settings → Bank Connect.
How the free core app and optional add-ons work together.
Yes. Wallets, transactions, budgets, goals, liabilities, recurring items, statistics, import and export, calculators, wishlist, and more are all included at no cost with no usage caps. We do not plan to move those features behind a subscription. Only AI receipt scanning and Bank Connect are paid add-ons.
Subscription prices are set by the App Store or Google Play and may vary by region and currency. Open mPiggy, choose AI receipt scanning or Bank Connect, and you will see the current monthly and yearly options before you confirm.
Yes. AI receipt scanning and Bank Connect are separate subscriptions. You can use the core app for free, add one feature, or both—whatever fits how you manage money.
Manage or cancel any subscription in your Apple ID or Google Play account settings. Your core app data remains on your device; only the paid features stop renewing when you cancel.
Yes, for add-ons. AI receipt scanning and the Plus bundle offer a lifetime option in the app (currently $69.99 and $99.99 in the US App Store). You pay once for that add-on; the core app stays free either way.
Apple and Google set the final price in your local currency at checkout. The table on this page shows typical US pricing; Poland and other regions may show different amounts (for example in PLN on mpiggy.pl). Open the in-app purchase screen to see your exact price before you confirm.
Bank Connect is still in development and not available to purchase yet. Join the waitlist in the app to hear when it launches. It will be a separate optional add-on—the core app will remain free, and the Plus bundle will include Bank Connect at no extra charge when it ships.
Download mPiggy for free on iOS or Android. No cloud sync required—start tracking in minutes.
mPiggy