What happened to Mint?

Intuit shut down Mint on March 23, 2024 and steered users toward Credit Karma. Credit Karma can show account balances and spending, but it does not offer Mint's true budgeting and savings-goal tools, which is why many former Mint users went looking for a real replacement.

Is mPiggy a good Mint replacement?

Yes, if you want an actively developed, free budgeting app. mPiggy covers the budgeting and goal-tracking Credit Karma dropped, keeps your data on your device instead of an ad-supported cloud, and adds optional bank sync (Bank Connect) only if you want it.

Was Mint really free, and is mPiggy free the same way?

Mint was free but monetized through ads and referral offers tied to your financial data. mPiggy's core app is free with no ads and no selling of your data—because your ledger stays on your device, there is nothing to mine.

Can I bring my old Mint data into mPiggy?

If you exported your Mint transactions before shutdown (or have a bank export), you can import them into mPiggy from a CSV, OFX, QFX, or QIF file, then rebuild your categories and budgets.

mPiggy vs Mint

Feature	mPiggy	Mint
Available in 2026	Yes (actively developed)	No (shut down March 2024)
Replacement path	N/A	Credit Karma (no real budgeting)
Core app price	Free forever	Was free (ad / referral model)
Ads in the app	None	Yes (ad-supported)
Budgets and goals	Yes	Yes (when active)
Automatic bank import	Optional (Bank Connect add-on)	Yes (core idea)
Data storage	On your device (offline-first)	Intuit cloud
Polish UI	Yes	No (US product)

The short version: Mint is gone—Intuit shut it down in March 2024 and pointed users at Credit Karma, which lacks real budgeting and goals. mPiggy is an active, offline-first replacement that keeps your data on your device and never funds itself with ads on your transactions.

What is mPiggy?

mPiggy tracks wallets, transactions, budgets, goals, liabilities, and statistics on your device. The core app is free with no ads; bank sync and AI receipt scanning are optional add-ons. It is actively developed, so you are not building habits on a platform with an expiry date.

What was Mint?

Mint (Intuit) linked US banks and cards, categorized spending, and showed budgets in one free, ad-supported dashboard. After 15+ years it was shut down on March 23, 2024, and Intuit moved users to Credit Karma. Credit Karma shows balances and spending but, by Intuit’s own help docs, does not carry over Mint’s budgeting features—so “the new Mint” has to come from elsewhere.

mPiggy vs Mint by category

Longevity. The most important difference: Mint no longer exists. mPiggy is in active development with a clear data policy, so your budgeting history has somewhere to live long-term.

Business model. Mint was free because it ran on ads and referral revenue tied to your financial profile. mPiggy’s core is free because it is offline-first—your ledger sits on your phone, so the app does not need to monetize your data.

Privacy and data ownership. Mint stored everything in Intuit’s cloud. mPiggy keeps your financial history local by default, and only optional online features reach the network.

Budgeting depth. Credit Karma, Mint’s supposed successor, dropped real budgeting and savings goals. mPiggy keeps both, plus liabilities, recurring transactions, and statistics.

Reach. mPiggy offers a Polish UI and accounting-correct multi-currency—Mint was a US-only product.

Who mPiggy is best for

You used Mint and want a real budgeting replacement, not just balance tracking.
You want a free, ad-free app that does not monetize your data.
You prefer your history on your device rather than a corporate cloud.
You want a product that is still being built, not sunset.

Who Credit Karma is best for

You only want passive balance and credit-score monitoring and do not need to actively budget or set goals.
You are already in the Intuit ecosystem and are fine with an ad-supported experience.

Getting started with mPiggy

Download the free app and add wallets. If you saved a Mint export or have a bank statement, import it (CSV, OFX, QFX, QIF) and rebuild your categories and budgets. No account, no card—open it and start.

Summary

Mint is a closed chapter, and Credit Karma is not a budgeting tool. mPiggy is a fresh path: local data, a free ad-free core, and optional bank sync. Download the app and own your budget again.