mPiggy The short version: EasyBudget.pl is a Polish, web-based envelope budget on a monthly subscription with PSD2 bank sync. mPiggy is a native, offline-first mobile app with a free core and a Polish UI. Both help you assign money before you spend—the difference is where your ledger lives and what you pay for.
What is mPiggy?
mPiggy tracks wallets, transactions, budgets, goals, liabilities, and statistics. Your history stays on your phone by default, and the core app is free. Optional add-ons cover AI receipt scanning and Bank Connect.
What is EasyBudget?
EasyBudget (EasyBudget.pl, since 2021) runs mainly as a web app/PWA in the browser, with mobile in progress. It targets Poland with Polish support, envelope and zero-based budgeting, shared budgets, goals, and PSD2 bank sync on Premium (~25 PLN/month). Basic starts around 15 PLN/month after a 14-day trial that requires no card. Your data lives in a cloud account.
mPiggy vs EasyBudget by category
Pricing. EasyBudget is subscription-only after the trial; mPiggy’s core is free, with optional add-ons. Over a year, that is the difference between ~180 PLN+ and nothing for everyday budgeting.
Platform. EasyBudget is browser-first (PWA); mPiggy is a native mobile app with full offline use, notifications, and gestures. If you budget on your phone, native matters.
Data ownership. EasyBudget keeps your budget in a cloud account. mPiggy keeps it on your device by default and only reaches the network for optional online features.
Method. EasyBudget leads with envelope/zero-based budgeting out of the box. mPiggy’s category budgets and goals build the same discipline with a lighter, more flexible structure.
Bank sync. EasyBudget bundles PSD2 sync into Premium. mPiggy keeps it optional via Bank Connect, with fast manual entry as the default.
Who mPiggy is best for
- You want budgeting on your phone, fully offline.
- You want a free core instead of a monthly plan.
- You value your ledger on your device rather than a web account.
- You want multi-currency with historical rates and a wishlist.
Who EasyBudget is best for
- You want Polish-first support and the envelope method out of the box.
- You prefer budgeting in the browser.
- You want PSD2 bank sync bundled into one Premium subscription.
Getting started with mPiggy
Install the free app, set up category budgets like envelopes, and import any history from a file (CSV, OFX, QFX, QIF). No account, no card, works offline.
Summary
Pick mPiggy for mobile, offline-first budgeting and a free core. Pick EasyBudget for web envelope budgeting tuned to Poland with bundled bank sync. Try mPiggy on your own data before committing to another monthly plan.