Why we built mPiggy

Most budgeting apps want your data in the cloud, your email on signup, and a subscription before you know if the product fits. mPiggy takes the opposite path: your finances stay on your phone, the core app is free forever, and paid add-ons are optional.

What mPiggy does today

• Offline-first budgeting — track wallets, transactions, budgets, and goals without an account or internet connection for day-to-day use.
• Accounting-correct balances — every balance is computed from transactions, not guessed or manually adjusted.
• Privacy by design — no analytics, no cloud sync required, no selling your spending habits.

Optional paid add-ons include AI receipt scanning and a Plus bundle for power users who want more automation. See pricing for current plans.

Who it’s for

mPiggy is for people who want control without complexity: students, freelancers, couples sharing a household budget, or anyone tired of subscription budgeting apps that lock basic features behind a paywall.

What’s on this blog

You’ll find product updates, budgeting tips, and honest comparisons with apps like YNAB, Mint, and Goodbudget — so you can choose the right tool, even if it isn’t us.

Ready to try it? Download mPiggy free on iOS or Android.